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Bloodstock
Hiscox is a world leader in the insurance of valuable bloodstock. 

Equine risks are complex and so require complex insurance solutions.  We understand that each client has different needs, so we cover each risk individually and tailor our policies to suit our clients. 

Who is it for?

Owners of stud farms and hand-picked groups of horses.  Usually between 20 to 200 horses, which can be worth between 3 to 120 million pounds as a schedule value.

Cover

Cover for thoroughbreds (racing, breeding and rearing), competition horses (dressage and show-jumping) and standardbreds (racing, breeding and rearing).

Cover for all risks of mortality as standard – this can also be extended to:

  • Prospective foal
  • Barrenness
  • Congenital infertility for a stallion’s first season at stud
  • Permanent and total infertility due to accident, sickness or disease
  • Stallion and mare availability (loss of income)
  • Loss of use (for high valued competition horses only)

Claims expertise

Bloodstock claims are handled by a dedicated bloodstock team - our knowledge and expertise is second
to none in the market.

Territories

Worldwide, predominantly USA, Australia, Western Europe.

Your premium is based on

Our assessment of the risk.

To find out more

For more information, speak to your Lloyd's broker or contact our Bloodstock team using the Enquiry Form.

The summary of cover is illustrative only and should be read in conjunction with the full terms and conditions of a Hiscox policy.

Hiscox’s ability to do business in the USA and US territories is restricted because Hiscox is not a US-based insurer. The sections of the Site referring to US business provide general information on Hiscox’s products and services only and are not intended to and do not constitute a solicitation of business from or in respect of the USA and US territories.

Enquiries as to insurance or other products or services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state and, without prejudice to the foregoing, anyone requiring further information about an insurer’s ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice.

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