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We provide a variety of commercial insurances to businesses of just about any kind, any size, anywhere. From small professional consultancies to technology, aerospace and marine companies, we can insure your business against risks from fire, flood or fraud to hacking, business disruption, terrorism and political risk.
Our policies are written on an individual basis according to specific needs, with a breadth of scope covering virtually all potential risks. We have a wide range of areas of expertise. For simplicity, we have grouped our commercial products into the following categories:
Professional Insurances
We offer specialist insurance to suit all types of professional organisations, from one man bands and small partnerships right through to the largest multinational corporations, covering everything from property/office risks to professional liabilities. You can buy these products from a Hiscox broker or, if you are a small business, you can buy online at
Property
We cover large multinationals and SMEs from energy companies to IT contractors for all their property risks including theft, fire, terrorism and specie.
Marine
Hiscox covers maritime risks from marine cargo, hull and liability, to upstream energy and maritime war.
Non-marine
Our speciality lines cover large complex risks for financial institutions and corporations. These include political risk, kidnap and ransom, technology, transactional and liability insurance for financial institutions.
Contingency
Not only do we provide corporate protection for event cancellations but also contingency cover for film and media, non-appearance, confidential life and litigation delay.
Aerospace
We provide insurance for the aerospace industry covering the entire life of a satellite, from its construction, storage and transportation right through to its launch and life in space.
Hacker
Hiscox have pioneered cover for organisations against hackers. These covers include damage to systems, loss of data, breach of privacy, identity fraud and business interruption among others.
Reinsurance
We are a leading global provider of marine and non-marine reinsurance and retrocession products, and specialists in per risk and catastrophe excess of loss, as well as pro rata business.
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