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Property (SME)

As part of our comprehensive suite of professional insurance products, Hiscox offers three key office related insurance modules: 

  • Contents insurance – covering office equipment, computers, furniture, stock, money and documents 
  • Buildings insurance – covering the premises in which you conduct your business 
  • Loss of income insurance – covering damage to your business due to a fire, flood or any other covered loss/damage which interrupts your business, along with any reasonable additional expenses incurred in enabling you to continue or return to trading. 

Specific wordings for each element let you mix and match any of these three modules with our other professional insurance modules to create a tailored solution designed specifically for your business.

We are specialist insurers of professional, office-based businesses, and offer cover against direct physical loss or damage including computer breakdown and consequential loss of income.

We view office insurance as a partnership between ourselves and our clients. We look to deal with clients who take a measured and positive attitude towards managing risk; who look to both predict and guard against risks to their business, and buy insurance essentially as protection against catastrophic, unforeseeable events, whether natural perils such as fire or flood, or things like equipment failure or human error.

Key Benefits

  • Competitive premiums
  • Flexible payment options including interest-free direct debit (saving up to 6% compared to some insurers)
  • Option to mix and match a range of other insurance covers to produce your own tailored policy  – this means you only pay for the exact protection you need
  • You may also qualify for continuous cover – avoiding the need for annual proposal forms
  • Plain English wordings, making it easy to see exactly what is covered.  
To find out more
 
For more about this product or to get a no obligation quote, please contact your broker.

Alternatively, you can contact Blyth Valley insurance brokers on 0845 370 9030. You can also visit their website at www.blyth-valley.co.uk or send your contact details to hiscoxpi@blyth-valley.co.uk. They will ensure you get exactly the right insurance to meet your professional and business needs at the best possible price and minimal disruption to your business.

The summary of cover is illustrative only and should be read in conjunction with the full terms and conditions of a Hiscox policy.  
 
Documents
Type Details

Product Factsheet
(204kb)
More information about Hiscox and this product

Claims Factsheet (201kb)
Examples of how our policies have worked for our clients

Policy Wordings:

These should be read in conjunction with our general terms and conditions.


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