Interior and garden designers

Interior and garden designers sometimes source and supply a wide range of products as well as often using specialist sub-contractors. Our professional indemnity cover has been specially designed to protect against risks such as the product supplied not being suitable for the task, or mistakes made by the sub-contractor. The policy is suitable for interior designers, garden designers and those undertaking incidental project management/coordination work.

Important documents

Interior and garden designers - wording (UK) – 9819 WD-PIP-UK-DS(1)

Interior and garden designers - wording (Ireland) – 9863 WD-PIP-IRE-DS(1)

Interior and garden designers - summary of cover (UK) – 10157 DS(1)

Interior and garden designers - summary of cover (Ireland) – 10167 DS(1)

Professional indemnity - client brochure – 10025

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What is covered

In addition to the cover from our standard professional indemnity insurance, our policy has been tailored for interior and garden designers to offer:

cover for someone infringing your client’s intellectual property (for instance if someone copied a cushion cover or paint effect that your client had designed)
cover for the source and supply of products (for instance if it later turned out the product supplied was clearly not appropriate for the task it was required to perform)

Key benefits

A Hiscox professional indemnity policy also offers:

competitive premiums
flexible payment options including interest-free direct debit (saving up to 6% compared to some insurers)
option to mix and match a range of other insurance covers to produce a tailored policy – this means your clients only pay for the exact protection they need
your clients may also qualify for continuous cover – avoiding the need for annual proposal forms
plain English wordings, making it easy to see exactly what is covered.