As more companies rely on their networks and websites, malicious damage by hackers is a growing concern. A ‘hacker’ can be anyone, including an employee who gains unauthorised electronic access to your client’s website or network.
We make it our business to keep abreast of the latest technology risks and work with a panel of security consultants, identifying your client’s actual threats, not just their generic vulnerabilities. This gives us a detailed understanding of their business, enabling us to keep up-to-date with the latest internet security issues relevant to them.
Hacker damage - wording (UK) – 6633 WD-PIP-UK-HAD(1)
Hacker damage - Summary of cover – 6696 SC-PIP-UK-HAD(1)
Hacker damage factsheet – 6683
Internet and email
Using the internet, email and any business network exposes your clients to hacking, fraud, viruses and information misuse. Expensive lawsuits, lost business and damage to their network and reputation could cost them more than they think.
Hiscox Internet and Email Insurance can protect them financially if someone brings a claim against them arising from their use of the internet, email, intranet, extranet or their website.
Internet and email - client brochure – 5242
Internet and email - wording (UK) – 5992
Group travel insurance
It makes good business sense to take out group travel insurance. The international nature of business these days means that we all travel more frequently and unfortunately, so much can go wrong. Your clients’ employees won't have to travel much to make it worth their while. We estimate that many businesses can save a considerable amount of their insurance premiums by using a group programme rather than buying individual trip cover.
Hiscox Assistance can deal with any crisis the business traveller may encounter on the spot.
Group travel - client brochure – 5812
Group travel - wording (UK) – 2295 TRA Portfolio(1)
Commercial legal protection
Essentially legal expenses insurance provides cover against the risk of making or defending a legal action, whether in court or not. It generally pays for solicitor’s fees and other costs arising in legal action. The cover we offer is Before The Event (BTE) insurance - cover for claims that may happen but have not yet happened.
Commercial Legal Protection - Policy wording – 5999
Personal accident and illness
Accidents or illness can happen when least expected, and a serious injury, illness or accidental death could have devastating financial consequences for your clients, their employees and their families.
Personal accident insurance provides financial assistance if an accident should happen.
Personal accident and illness - wording (UK) – 2294 PA Portfolio(1)
Your client shouldn’t leave their human resources management to chance – employees can bring over 70 different types of claim at an employment tribunal and the cost can be thousands of pounds.
For over five years Hiscox has worked closely with BusinessHR, an HR and health and safety services supplier, to offer your clients a valuable resource to stay on top of human resources and office health and safety legislation, with useful downloadable HR documents and templates and helplines.
BusinessHR - client brochure – 9901