| | Holiday homes | 606 |
| Where can the risk be located? | Western Europe, Greece and Switzerland |
| Will you accept a risk when it is not connected to a UK Hiscox policy? | No | Yes |
| Does the client need to be a UK resident? | Yes | No |
| Type of risk | Holiday home | Main residence or holiday home |
| Type of cover | Named perils (with accidental damage) | All risks |
| Minimum requirements | N/A | £75,000 of contents and fine art |
| Minimum premium | £350 + local taxes | £500 + local taxes |
| Standard excess | £500 | £750 |